Established financial technology companies in emerging markets. Modern and demanding financial products for millions of underserved
and underbanked customers globally.
Global leader
in digital lending
V
i
s
i
o
n
Vision
There are over 2.5 billion ‘underbanked’ and ‘financially underserved’ customers globally who are being exposed to, and increasingly expecting, unparalleled speed and convenience from their financial service providers, and are demanding products and services that can be delivered anytime, anywhere, instantly and at their terms.
Traditional financial institutions struggle to serve these customers, while alternative financial services providers have been the first to respond to these needs. Succeeding in this new environment requires a powerful blend of technology and data science.
Mission
Our mission is to leverage deep technology and data science to enable global financial inclusion and deliver compelling financial products and services to customers currently underserved by traditional financial institutions.
Our objective is to build long-term relationships with these customers, serving not only their needs of today, but helping them build a solid financial future for tomorrow.
M
i
s
s
i
o
n
S
t
r
a
t
e
g
y
Strategy
1. Create breakthrough technologies, products and services that provide financial inclusion for those underbanked and unparalleled convenience user satisfaction for those underserved.
2. Strategically focus mostly on opportunities in “near prime” segment besides prime and subprime.
3. Build a unique technology-based, big data-driven,
mobile first alternative financial services organization:
- using strong in-house R&D,
- using cooperation with serial digital entrepreneurs, company builders and incubators, and
- through investments in tech companies at seed, venture and private equity stages.
4. Maintain highly entrepreneurial and decentralized corporate management model with strong culture of engagement with strategic investors and local business development, financing, and managing partners.
5. Prioritize alliances and partnerships with companies that own massive customer bases as core customer and data acquisition strategy.
6. Develop online POS businesses in every suitable market as an important part of group’s business strategy.
7. Build Lending as a Service product to compliment online POS business line and leverage our alliances and partnerships programs.
8. Use investors marketplace/securitization platform to create investment instruments appealing to multiple classes of investors that will allow funding our companies mostly in local currency in every country of operation.
9. Consider deep M&A expertise of our founders as a strong competitive advantage that provides us opportunities to acquire companies in alternative lending, consumer finance, banking, payments, online financial brokers, comparison sites, etc.
10. The long-term goal of DFI is to go public, which will allow us to raise more capital to finance organic growth and investments in technology.